Harrison County property record for 109 Willow Ln, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,488 sqft · built 2001 |
| Lot Size | 0.826 acres (36,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0611N-02-002.000 |
| Primary APN | 0611N-02-002.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,488 sqft Adjusted Area |
| 1st Floor Area | 2,822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,000 sqft (0.826 acres) |
| Lot Dimensions | 200 ft deep x 180 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 318 sqft |
| Patio Area | 360 sqft |
| Gazebo | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 WILLOW LN |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 TO 11 BLK 6 MODEL HOMES SEC 14/11/2-8-12 |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | MODEL HOMES |
| Legal Block | 6 |
| Legal Lot Number | 7-11 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 2702 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 113 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN AGCREDIT ACA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| May 9, 2025 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK OF PHILADELPHIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 |
| Deed Sale | Jul 29, 2025 |
| Deed Document Number | 202515983 |
| Prior Transfer Date | Jul 23, 2025 |
| Prior Transfer Doc | 0000015983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Document Number | 20260000053TJ1 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-0000053-T-J1 |
| Name | SOUTHERN AGCREDIT ACA |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20200010902TJ1 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0010902-T-J1 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, LONG BEACH, MS 39560-4036 |
| Document Number | 20250008763TJ1 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 2025-0008763-T-J1 |
| Name | THE CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | BILOXI, MS 39532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,872.00 (+0.88%) Homeowner's exemption | $27,554 (+9.62%) | $275,539 (+9.62%) Land $32,436 Building $243,103 |
| 2024 | $2,847.00 | ||
| 2023 | $2,847.00 (-12.88%) Homeowner's exemption | $25,137 | $251,361 Land $32,436 Building $218,925 |
| 2022 | $3,268.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures