104 Willow Ln, Long Beach, MS 39560 Property Records

Harrison County property record for 104 Willow Ln, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,034 sqft · built 1972
Lot Size	0.979 acres (42,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0611N-01-063.000`

Property Details

APN / Parcel Number

Primary APN	`0611N-01-063.000`
Alternative APN	`085782`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,034 sqft Adjusted Area
1st Floor Area	1,595 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,651 sqft (0.979 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 WILLOW LN
City	LONG BEACH
State	MS
Zip	39560-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 TO 24 BLK 3 MODEL HOMES SUBD SEC 11-8-12
Legal Range	12W
Legal Township	08S
Legal Section	11
Legal Subdivision	MODEL HOMES
Legal Block	3
Legal Lot Number	19-24
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3025
Census Tract	2702

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 WILLOW LN, LONG BEACH, MS 39560-4035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 12, 2016
Transfer Doc	20160004873J1
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 8, 2023
Property Address	104 WILLOW LN, LONG BEACH, MS 39560-4035
Document Number	20230024817DJ1
Map Reference	MB 7 PG 18
Instrument Date	Dec 6, 2023
Instrument	2023-0024817-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 OAK ST, LONG BEACH, MS 39560-6038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 WILLOW LN, LONG BEACH, MS 39560-4035

Mortgage

Document Number	20230024818TJ1
Date	Dec 8, 2023
Instrument	2023-0024818-T-J1

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Index	5-Year TN
Margin	2
Max Rate	13.1%

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00 (+4.6%)	$14,425 (+55.66%)	$96,169 (+3.77%) Land $27,600 Building $68,569
2024	$2,198.00 (+65.39%)
2023	$1,329.00 (+8.4%) Homeowner's exemption Disabled Person's exemption	$9,267	$92,673 Land $27,600 Building $65,073
2022	$1,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20