109 Williams St, Morganton, NC 28655 Property Records

Burke County property record for 109 Williams St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2016
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2024)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2704228227`

Property Details

APN / Parcel Number

Primary APN	`2704228227`
Alternative APN	`11226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Flooring	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 WILLIAMS ST
City	MORGANTON
State	NC
Zip	28655-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	109 WILLIAMS ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4009
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 1, 2023	Warranty Deed, Transfer
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	202424002336
Deed Book / Page	2734 / 619
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0022920024
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 22, 2024
Property Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number	0027340619
Book / Page	2734 / 619
Instrument Date	Mar 21, 2024
Instrument	2024002336
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 WALTER TAYLOR AVE, MORGANTON, NC 28655-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617

Mortgage

Document Number	2024002337
Date	Mar 22, 2024
Instrument	2024002337

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 1, 2023
Property Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number	0027180647
Book / Page	2718 / 647
Instrument Date	Nov 27, 2023
Instrument	2023011115
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 WALTER TAYLOR AVE, MORGANTON, NC 28655-9018

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617

Mortgage

Document Number	0026800923
Date	Apr 26, 2023
Book Page	2680/923
Instrument	2023003604

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Sep 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	May 11, 2017
Property Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number	0022920024
Book / Page	002292 / 000024
Instrument Date	Apr 28, 2017
Instrument	4227
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 S KING ST #C MORGANTON NC 286553583, C, MORGANTON, NC 28655-3583

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 18, 2017
Property Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number	0023070378
Book / Page	2307 / 0378
Instrument Date	Aug 14, 2011
Instrument	2017007454
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 S KING STC, 500, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLIAMS ST, MORGANTON, NC 28655-2617

Mortgage

Document Number	2017007455
Date	Aug 18, 2017
Instrument	2017007455

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00 (+0.35%)	$243,251 (-) Land $15,031 Building $228,220	$243,251 (-) Land $15,031 Building $228,220
2025	$1,447.00 (-0.21%)	$243,251 (-) Land $15,031 Building $228,220	$243,251 (-) Land $15,031 Building $228,220
2023	$1,450.00	$243,251 Land $15,031 Building $228,220	$243,251 Land $15,031 Building $228,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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