103 Williams St, Morganton, NC 28655 Property Records

Burke County property record for 103 Williams St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,617 sqft · built 1938
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jan 2022)
Tax Bill$1,567 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN2704226217

Property Details

APN / Parcel Number

Primary APN2704226217
Alternative APN
  • 1568

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,617 sqft Living Area
1st Floor Area1,002 sqft
Basement Area1,116 sqft
Unfinished Basement1,116 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAsbestos
Roof MaterialMetal
Lot Area14,375 sqft (0.33 acres)
PorchSlab
Porch Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 WILLIAMS ST
CityMORGANTON
StateNC
Zip28655-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description103 WILLIAMS ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group4
Census Block4009
Census Tract20600

Owner

Source: Burke County records · APN 2704226217

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 WILLIAMS ST, MORGANTON, NC 28655-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 24, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleAug 24, 2021 · Amount on Record
Deed Document Number202221016823
Deed Book / Page2600 / 869
Prior Transfer DateJun 21, 2005
Prior Transfer Doc0014720958
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 28, 2022
Property Address103 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number0026000869
Book / Page2600 / 869
Instrument DateJan 28, 2022
Instrument2021016823
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 E UNION ST, 1306, MORGANTON, NC 28655-5379

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 WILLIAMS ST, MORGANTON, NC 28655-2617

Mortgage

Document Number2021016824
DateJan 28, 2022
Instrument2021016824
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 24, 2021
Property Address103 WILLIAMS ST, MORGANTON, NC 28655-2617
Document Number0025640706
Book / Page2564 / 706
Instrument DateApr 01, 2021
Instrument2021010049
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 E UNION ST, MORGANTON, NC 28655-5379

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,567.00 (-0.25%)$264,925 (-) Land $13,406 Building $251,519$264,925 (-) Land $13,406 Building $251,519
2023$1,571.00$264,925 Land $13,406 Building $251,519$264,925 Land $13,406 Building $251,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
City of Morganton
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Spectrum.

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MORGANTON
serves 27,221 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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