109 Wilderness Trl, Elgin, TX 78621 Property Records

Bastrop County property record for 109 Wilderness Trl, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jul 2025)
Tax Bill	$7,688 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90151`

Property Details

APN / Parcel Number

Primary APN	`R90151`
Alternative APN	`O0199075`

Interior

Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 WILDERNESS TRL
City	ELGIN
State	TX
Zip	78621-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHENANDOAH SUBDIVISION PHASE THREE, BLOCK F, LOT 5, ACRES 0.1500
Legal Subdivision	SHENANDOAH SUBDIVISION PHASE THREE
Legal Block	F
Legal Lot Number	5
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	950202

Owner

109 Wilderness Trl is owned and occupied by two individuals who bought it in July 2025.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST COMMUNITY BANK (LEXINGTON
Jul 5, 2023	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage GOODLEAP LLC
Jul 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	202511333
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0202309872
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 1, 2025
Property Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203
Document Number	0202511333
Map Reference	CAB 4 PG 35B
Instrument Date	Jul 1, 2025
Instrument	202511333
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203

Mortgage

Document Number	0202511334
Date	Jul 1, 2025
Instrument	202511334

Lender

Name	FIRST COMMUNITY BANK (LEXINGTON
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Jul 5, 2023
Property Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203
Document Number	0202309872
Map Reference	CAB 4 PG 35B
Instrument Date	Jun 26, 2023
Instrument	202309872
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203

Mortgage

Document Number	0202309873
Date	Jul 5, 2023
Instrument	202309873

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Jul 5, 2023
Property Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203
Document Number	0202309871
Map Reference	CAB 4 PG 35B
Instrument Date	Jun 17, 2023
Instrument	202309871
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7215 CHASEGROVE LN, RICHMOND, TX 77407-6498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILDERNESS TRL, ELGIN, TX 78621-4203

Tax Assessment & Valuation

The 2025 property tax bill for 109 Wilderness Trl was $7,688, down 8.5% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,688.00 (-8.51%)	$279,677	$310,681 Land $99,513 Building $211,168
2024	$8,403.00
2023	Homeowner's exemption	$350,637 (+16.29%) Land $99,513 Building $251,124	$350,637 (+16.29%) Land $99,513 Building $251,124
2022	$4,799.00	$301,525 Land $69,652 Building $231,873	$301,525 Land $69,652 Building $231,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Wilderness Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Wilderness Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELGIN serves 13,188 people · EPA ID TX0110002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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