105 Wilderness Trl, Elgin, TX 78621 Property Records

Bastrop County property record for 105 Wilderness Trl, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,464 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$1,776 (2025)
Deeds & MortgagesOct 2020 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNR90149

Property Details

APN / Parcel Number

Primary APNR90149
Alternative APN
  • O0112681

Interior

Stories1 Story
Building Area1,464 sqft Living Area
Gross Area1,889 sqft
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 WILDERNESS TRL
CityELGIN
StateTX
Zip78621-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHENANDOAH SUBDIVISION PHASE THREE, BLOCK F, LOT 3, ACRES 0.1500
Legal SubdivisionSHENANDOAH SUBDIVISION PHASE THREE
Legal BlockF
Legal Lot Number3
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2016
Census Tract950202

Owner

105 Wilderness Trl is owned and occupied by an individual.

Source: Bastrop County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address105 WILDERNESS TRL, ELGIN, TX 78621-4203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address105 WILDERNESS TRL, ELGIN, TX 78621-4203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202017432
DateOct 7, 2020
Instrument202017432
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.91%
Type Change DateOct 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 105 Wilderness Trl was $1,776 with exemptions applied, up 1.4% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00 (+1.37%) Homeowner's exemption Senior Citizen's exemption$258,690$294,266 Land $99,513 Building $194,753
2024$1,752.00
2023Homeowner's exemption Senior Citizen's exemption$328,055 Land $99,513 Building $228,542$328,055 Land $99,513 Building $228,542
2022$1,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Wilderness Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Wilderness Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: SOS Communications.

Nearby Properties on Wilderness Trl

Nearby Streets

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