105 Whitmoor Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 105 Whitmoor Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,343 sqft · built 1951
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Jul 2018)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01084711`

Property Details

APN / Parcel Number

Primary APN	`13-01084711`
Alternative APN	`01084711`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,343 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	1,477 sqft
Basement Area	866 sqft
Finished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	98 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01084711
Street Address	105 WHITMOOR TER
City	SILVER SPRING
State	MD
Zip	20901-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODMOOR
Legal Subdivision	WOODMOOR
Legal Block	32
Legal Lot Number	43
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1005
Census Tract	702102

Owner

105 Whitmoor Ter is owner-occupied and held in a trust since January 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Jul 27, 2009 · Amount on File
Deed Book / Page	56307 / 427
Last Transfer Date	Jan 14, 2020
Transfer Doc	0590010128
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	KVS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0580920131
Date	Aug 30, 2019
Book Page	58092/131

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520

Mortgage

Document Number	0626140285
Date	Apr 19, 2021
Book Page	62614/285

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 7, 2020
Property Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Document Number	0590010128
Book / Page	059001 / 000128
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	105 WHITMOOR TER SILVER SPRING MD 209011520, SILVER SPRING, MD 20901-1520

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 13, 2018
Property Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Document Number	0563070427
Book / Page	56307 / 427
Map Reference	PL2853
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 WHITMOOR TER, SILVER SPRING, MD 20901-1520

Mortgage

Document Number	0056307435
Date	Jul 13, 2018
Instrument	56307/435

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 105 Whitmoor Ter was $7,374, down 0.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,067 (+2.3%)	$673,000 (+6.89%) Land $254,700 Building $418,300
2025	$7,374.00 (-0.11%)	$629,600 Land $254,700 Building $374,900	$629,600 Land $254,700 Building $374,900
2024	$7,382.00
2023		$525,933	$629,600 Land $254,700 Building $374,900
2022	$5,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Whitmoor Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Whitmoor Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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