Guadalupe County property record for 109 White Trl, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2,752 sqft · built 2010 |
| Lot Size | 0.173 acres (7,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,300 (Aug 2010) |
| Tax Bill | $5,419 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G39002B0201700000 |
| Primary APN | 1G39002B0201700000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 1,372 sqft |
| 2nd Floor Area | 1,380 sqft |
| Flooring | Carpet |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,514 sqft (0.173 acres) |
| Lot Dimensions | 121 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 109 WHITE TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #2B BLOCK 2 LOT 17 |
| Legal Subdivision | SADDLE CREEK RANCH #2B |
| Legal Tract | 17 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
109 White Trl is owned and occupied by two individuals who acquired it in June 2017.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WHITE TRL, CIBOLO, TX 78108-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2010 · Amount on File |
| Deed Sale | Aug 3, 2010 · Amount on File |
| Prior Sale | Apr 22, 2010 · Amount on File |
| Deed Document Number | 201013125 |
| Deed Book / Page | 2897 / 785 |
| Last Transfer Date | Jun 30, 2017 |
| Transfer Doc | 0000033423 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 White Trl was $5,419 with a homeowner's exemption, down 3.6% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,000 (-6.92%) Land $47,204 Building $287,796 | $335,000 (-6.92%) Land $47,204 Building $287,796 | |
| 2025 | $5,419.00 (-3.59%) Homeowner's exemption | $359,900 Land $46,236 Building $313,664 | $359,900 Land $46,236 Building $313,664 |
| 2024 | $5,621.00 (+12.6%) | ||
| 2023 | $4,992.00 (-12.07%) Homeowner's exemption | $367,078 Land $60,768 Building $306,310 | $367,078 Land $60,768 Building $306,310 |
| 2022 | $5,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 White Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 White Trl is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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