108 White Trl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 108 White Trl, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3,091 sqft · built 2009
Lot Size	0.187 acres (8,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,500 (Dec 2009)
Tax Bill	$625 (2023)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G39002B0201900000`

Property Details

APN / Parcel Number

Primary APN	`1G39002B0201900000`
Alternative APNs	`000000132158` `000000124954` `132158`

Interior

Stories	2 Stories
Building Area	3,091 sqft Living Area
Gross Area	3,932 sqft
1st Floor Area	1,720 sqft
2nd Floor Area	1,371 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,135 sqft (0.187 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	142 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	108 WHITE TRL
City	CIBOLO
State	TX
Zip	78108-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK RANCH #2B BLOCK 2 LOT 19 0.1867 AC
Legal Subdivision	SADDLE CREEK RANCH #2B
Legal Tract	19
Legal Block	2
Legal Lot Number	19
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1005
Census Tract	210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 WHITE TRL, CIBOLO, TX 78108-4355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	200922849
Deed Book / Page	2824 / 647
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	0000022849
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	108 WHITE TRL, CIBOLO, TX 78108-4355
Document Number	0000032442
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 WHITE TRL CIBOLO TX 781084355, CIBOLO, TX 78108-4355

Mortgage

Document Number	0000032442
Date	Nov 12, 2020
Instrument	32442

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,363 (+2.99%) Land $49,026 Building $357,337	$406,363 (+2.99%) Land $49,026 Building $357,337
2025		$394,552 (-14.55%) Land $48,700 Building $345,852	$394,552 (-14.55%) Land $48,700 Building $345,852
2023	$625.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$461,728 Land $63,658 Building $398,070	$461,728 Land $63,658 Building $398,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.