109 Westwind Dr, Placida, FL 33946 Property Records

Charlotte County property record for 109 Westwind Dr, Placida, FL 33946 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 2003
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$335,300 (Jul 2025)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jan 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`412034407005`

Property Details

APN / Parcel Number

Primary APN	`412034407005`
Alternative APNs	`00768180066307` `10004660918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	1,839 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Tile
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	280 sqft
Porch	Raised Porch
Porch Area	195 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00768180066307
Street Address	109 WESTWIND DR
City	PLACIDA
State	FL
Zip	33946-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE HAZE WINDWARD LT 113 LESS THE NE/LY 12FT E1327/1568 1560/357 1560/359 1600/1358 2129/391 2129/393 UNREC DC -PME 4273/221
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE WINDWARD
Legal Tract	CHW
Legal Lot Number	113
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1032
Census Tract	30504

Owner

Source: Charlotte County records · APN 412034407005

Assessment roll updated March 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 WESTWIND DR, PLACIDA, FL 33946-2349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2025 · Amount on Record
Deed Sale	Jul 03, 2025 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	20253544629
Prior Transfer Date	Jan 16, 2018
Prior Transfer Doc	0042730221
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	109 WESTWIND DR, PLACIDA, FL 33946-2349
Document Number	0042931602
Instrument Date	Mar 08, 2018
Transaction Type	Mortgage
Record Updated	May 08, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042931602
Date	Mar 20, 2018
Book Page	004293/001602
Instrument	2595741

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 16, 2018
Property Address	109 WESTWIND DR, PLACIDA, FL 33946-2349
Document Number	0042730221
Book / Page	004273 / 000221
Instrument Date	Jan 15, 2018
Instrument	2579577
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 WESTWIND DR CAPE HAZE FL 339462349, CAPE HAZE, FL 33946-2349

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00 (+6.8%)	$219,375 (+5.99%)	$389,050 (+2.01%) Land $55,250 Building $333,800
2024	$3,414.00 (+0.8%)
2023	$3,387.00 (+1.35%) Homeowner's exemption Widower's exemption	$206,983 (+3%)	$381,375 (+10.14%) Land $70,000 Building $311,375
2022	$3,342.00 Homeowner's exemption Widower's exemption	$200,954	$346,260 Land $55,250 Building $291,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150305041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 476 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured 149 under condo master policies
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024, other causes, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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