109 Wedgewood Ave, Elyria, OH 44035 Property Records

Lorain County property record for 109 Wedgewood Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1979
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-026-101-083`

Property Details

APN / Parcel Number

Primary APN	`06-25-026-101-083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,276 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 WEDGEWOOD AVE
City	ELYRIA
State	OH
Zip	44035-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD EST SUB #1 65 X 125
Legal Subdivision	BEDFORD ESTATES #1
Legal Tract	25
Legal Block	101
Legal Lot Number	24
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Intrafamily Transfer, Transfer
Nov 16, 2021	Transfer on Death Deed, Transfer
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 24, 2021
Last Transfer Date	Aug 19, 2022
Transfer Doc	0000887985
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Aug 19, 2022
Property Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Document Number	0000887985
Map Reference	VOL 33 PG 63
Instrument Date	Aug 15, 2022
Instrument	2022-0887985
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 16, 2021
Property Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Document Number	20210849641
Map Reference	VOL 33 PG 63
Instrument Date	Nov 9, 2021
Instrument	2021-0849641
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210812483
Date	Apr 14, 2021
Instrument	2021-0812483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 24, 2021
Property Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Document Number	20210804416
Map Reference	VOL 33 PG 63
Instrument Date	Feb 17, 2021
Instrument	2021-0804416
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	109 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Document Number	0000639187
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 WEDGEWOOD AVE ELYRIA OH 440353058, ELYRIA, OH 44035-3058

Mortgage

Document Number	0000639187
Date	Aug 3, 2017
Instrument	639187

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00	$76,800 (+0.01%) Land $9,240 Building $67,560	$219,410 (-) Land $26,390 Building $193,020
2024	$3,797.00 (+20.5%)	$76,794 (+36.06%) Land $9,237 Building $67,557	$219,410 (+36.06%) Land $26,390 Building $193,020
2023	$3,151.00 (+2.84%)	$56,441 (-0.02%) Land $10,066 Building $46,375	$161,260 (-) Land $28,760 Building $132,500
2022	$3,064.00	$56,450 Land $10,070 Building $46,380
2021			$161,260 Land $28,760 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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