103 Wedgewood Ave, Elyria, OH 44035 Property Records

Lorain County property record for 103 Wedgewood Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-026-101-082`

Property Details

APN / Parcel Number

Primary APN	`06-25-026-101-082`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	1,278 sqft
Basement Area	588 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	103 WEDGEWOOD AVE
City	ELYRIA
State	OH
Zip	44035-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD EST SUB #1 80 X 125
Legal Subdivision	BEDFORD EST SUB 1
Legal Tract	25
Legal Block	101
Legal Lot Number	23
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70102

Owner

103 Wedgewood Ave is owned and occupied by an individual who acquired it in January 2026.

Source: Lorain County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 26, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 2, 2026	Intrafamily Transfer, Transfer · VA Mortgage ZOOM HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026
Deed Sale	Jan 2, 2026
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	202680871
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0000231657
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058

Mortgage

Document Number	0000001512
Date	Jan 18, 2024
Instrument	2024-0001512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000842906
Date	Oct 6, 2021
Instrument	2021-0842906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058

Mortgage

Document Number	0000043724
Date	Feb 26, 2025
Instrument	2025-0043724

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 2, 2026
Property Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058
Document Number	0000080871
Map Reference	VOL 33 PG 63
Instrument Date	Dec 29, 2025
Instrument	2026-0080871
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WEDGEWOOD AVE, ELYRIA, OH 44035-3058

Mortgage

Document Number	0000080872
Date	Jan 2, 2026
Instrument	2026-0080872

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 103 Wedgewood Ave was $3,339 with a homeowner's exemption, down 0.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (-0.48%) Homeowner's exemption	$70,900 (%) Land $10,440 Building $60,460	$202,580 (-) Land $29,840 Building $172,740
2024	$3,355.00 (+12.4%)	$70,903 (+29.42%) Land $10,444 Building $60,459	$202,580 (+29.42%) Land $29,840 Building $172,740
2023	$2,985.00 (+0.37%)	$54,786 (-0.01%) Land $12,345 Building $42,441	$156,530 Land $35,270 Building $121,260
2022	$2,974.00	$54,790 Land $12,350 Building $42,440
2021			$156,530 Land $35,270 Building $121,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Wedgewood Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Wedgewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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