109 Watermark Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 109 Watermark Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,489 sqft · built 2003
Lot Size	0.13 acres (5,666 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Nov 2021)
Tax Bill	$19,398 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-530-033-4`

Property Details

APN / Parcel Number

Primary APN	`404-530-033-4`
Alternative APN	`404-530-033`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,489 sqft Living Area
1st Floor Area	1,741 sqft
2nd Floor Area	1,748 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Cluster
Lot Area	5,666 sqft (0.13 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	109 WATERMARK TER
City	HERCULES
State	CA
Zip	94547-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8595 L39
Legal Subdivision	SUBDIVISION 8595
Legal Tract	8595
Legal Lot Number	39
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WATERMARK TER, HERCULES, CA 94547-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	2021326604
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	0000085896
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 WATERMARK TER, HERCULES, CA 94547-2648
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WATERMARK TER, HERCULES, CA 94547-2648

Mortgage

Document Number	0000038730
Date	Apr 25, 2024
Instrument	2024-038730

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10018

Agreement

Amount	Amount Recorded

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 30, 2021
Property Address	109 WATERMARK TER, HERCULES, CA 94547-2648
Document Number	0000326604
Map Reference	MB 442 PG 49
Instrument Date	Nov 24, 2021
Instrument	2021-326604
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	109 WATERMARK TER, HERCULES, CA 94547-2648

Mortgage

Document Number	0000326605
Date	Nov 30, 2021
Instrument	2021-326605

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 6, 2020
Property Address	109 WATERMARK TER, HERCULES, CA 94547-2648
Document Number	0000085896
Instrument Date	Apr 21, 2020
Instrument	85896
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 WATERMARK TER HERCULES CA 945472648, HERCULES, CA 94547-2648

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,040 (+2%) Land $541,216 Building $811,824
2025	$19,398.00 (+5.39%) Homeowner's exemption	$1,326,510 (+4.04%) Land $530,604 Building $795,906
2023	$18,406.00 (+1.25%) Homeowner's exemption	$1,275,000 Land $510,000 Building $765,000
2022	$18,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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