130 Watermark Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 130 Watermark Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,489 sqft · built 2003
Lot Size	0.146 acres (6,341 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Nov 2016)
Tax Bill	$14,748 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-530-013-6`

Property Details

APN / Parcel Number

Primary APN	`404-530-013-6`
Alternative APN	`404-530-013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,489 sqft Living Area
1st Floor Area	1,741 sqft
2nd Floor Area	1,748 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,341 sqft (0.146 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	130 WATERMARK TER
City	HERCULES
State	CA
Zip	94547-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8595 L19
Legal Subdivision	SUBDIVISION 8595
Legal Tract	8595
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	392300

Owner

130 Watermark Ter is owned and occupied by two individuals who bought it in November 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 WATERMARK TER, HERCULES, CA 94547-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage ALLIANCE CU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit EXCITE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2016 · Amount on File
Deed Sale	Nov 15, 2016 · Amount on File
Prior Sale	Nov 18, 2010 · Amount on File
Deed Document Number	2016246934
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	0000038196
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 WATERMARK TER, HERCULES, CA 94547-2658
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY SAN BE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021846
Date	Feb 19, 2019
Instrument	2019-021846

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	SAN JOSE, CA 95118

Agreement

Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 WATERMARK TER, HERCULES, CA 94547-2658
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WATERMARK TER, HERCULES, CA 94547-2658

Mortgage

Document Number	0000232310
Date	Oct 9, 2020
Instrument	2020-232310

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 WATERMARK TER, HERCULES, CA 94547-2658
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WATERMARK TER, RODEO, CA 94547-2658

Mortgage

Document Number	0000030253
Date	Feb 17, 2022
Instrument	2022-030253

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 130 Watermark Ter was $14,748.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,626 (+2%) Land $319,622 Building $657,004
2025	$14,748.00	$957,477 Land $313,355 Building $644,122
2023	$13,955.00 (+1.31%)	$920,299 Land $301,188 Building $619,111
2022	$13,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Watermark Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Watermark Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

Nearby Properties on Watermark Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures