109 Waterford E, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 109 Waterford E, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 880 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2021)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	May 2021 Sale Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-04-005-1090`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-04-005-1090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	880 sqft Living Area
Gross Area	988 sqft

Exterior

Year Built	Built 1973
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed Porch
Porch Area	108 sqft

Location & Zoning

Street Address	109 WATERFORD E
City	DELRAY BEACH
State	FL
Zip	33446-1518
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT WATERFORD E COND PAR 109 -
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	KINGS POINT WATERFORD
Legal Block	5
Legal Unit	109
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 LINDA LN, FAIRVIEW, NJ 07022-1814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer ELITE TITLE 1 LLC, ELITE TITLE LLC
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	20210228376
Deed Book / Page	32493 / 1399
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 18, 2021
Property Address	109 WATERFORD E, DELRAY BEACH, FL 33446-1518
Document Number	0324931399
Book / Page	32493 / 1399
Map Reference	MB 2164 PG 942
Instrument Date	May 7, 2021
Instrument	20210228376
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ELITE TITLE 1 LLC, ELITE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BLAKELY PL, 16, GARFIELD, NJ 07026-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LINDA LN, FAIRVIEW, NJ 07022-1814

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 28, 2018
Property Address	109 WATERFORD E, DELRAY BEACH, FL 33446-1518
Document Number	0303310601
Book / Page	030331 / 000601
Instrument Date	Nov 30, 2018
Instrument	482483
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WATERFORD E DELRAY BEACH FL 334461518, DELRAY BEACH, FL 33446-1518

Mortgage

Document Number	303310604
Date	Dec 28, 2018
Book Page	030331/000604
Instrument	482484

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2033

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (-11.42%)	$98,575 (-13.15%) Building $98,575	$98,575 (-13.15%) Building $98,575
2023	$2,111.00 (+4.04%)	$113,506 (+7.13%) Building $113,506	$113,506 (+7.13%) Building $113,506
2022	$2,029.00	$105,956 Building $105,956	$105,956 Building $105,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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