104 Waterford E, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 104 Waterford E, Delray Beach, FL 33446

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 880 sqft · built 1973
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$155,900 (Dec 2021)
Tax Bill$1,136 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-22-04-005-1040

Property Details

APN / Parcel Number

Primary APN00-42-46-22-04-005-1040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area880 sqft Living Area
Gross Area988 sqft

Exterior

Year BuiltBuilt 1973
Construction TypeConcrete Block
Lot Area43,560 sqft (1 acres)
PorchEnclosed Porch
Porch Area108 sqft

Location & Zoning

Street Address104 WATERFORD E
CityDELRAY BEACH
StateFL
Zip33446-1519
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT WATERFORD E COND PAR 104 -
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionKINGS POINT WATERFORD
Legal Tract1
Legal Block5
Legal Unit104
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5939

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 WATERFORD E, DELRAY BEACH, FL 33446-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2021 · Amount on Record
Deed SaleDec 23, 2021 · Amount on Record
Prior SaleNov 14, 2016 · Amount on Record
Deed Document Number20210585200
Deed Book / Page33166 / 1412
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateDec 23, 2021
Property Address104 WATERFORD E, DELRAY BEACH, FL 33446-1519
Document Number0331661412
Book / Page33166 / 1412
Map ReferenceMB 2164 PG 942
Instrument DateDec 10, 2021
Instrument20210585200
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,091.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20848 CONCORD GREEN DR W, 20848, BOCA RATON, FL 33433-1830

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WATERFORD E # 104, 104, DELRAY BEACH, FL 33446-1519

Mortgage

Document Number0331661414
DateDec 23, 2021
Instrument33166/1414
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,136.00 (+8.5%) Homeowner's exemption$94,214 (+5.99%)$108,582 (-8.38%) Building $108,582
2023$1,047.00 (+2.75%) Homeowner's exemption$88,892 (+3%)$118,519 (+6.28%) Building $118,519
2022$1,019.00 Homeowner's exemption$86,303$111,519 Building $111,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 104 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies152 units insured
incl. 48 condo units
Nearby Flood Claims62 (1979–2025)
Claims Outside the SFHA43 of 62
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Blue Stream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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