109 Walnut St, Dowagiac, MI 49047 Property Records

Cass County property record for 109 Walnut St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Nov 2009)
Tax Bill	$784 (2025)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-649-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-649-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	982 sqft Building Perimeter
1st Floor Area	828 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	6,534 sqft (0.15 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 WALNUT ST
City	DOWAGIAC
State	MI
Zip	49047-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1593 W 6 RDS LOT 29 B. MCCONNELL'S ADD CITY OF DOWAGIAC.
Legal Subdivision	B MC CONNELLS ADD
Legal Lot Number	29
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1007
Census Tract	2201

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WALNUT ST, DOWAGIAC, MI 49047-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2009 · Amount on Record
Deed Sale	Nov 16, 2009 · Amount on Record
Deed Book / Page	1003 / 563
Last Transfer Date	Nov 25, 2015
Transfer Doc	1099/0720
Record Updated	Sep 20, 2026

March 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CASS MI
Recording Date	Mar 31, 2017
Property Address	109 WALNUT ST, DOWAGIAC, MI 49047-1644
Document Number	1120/2108
Book / Page	1120 / 2108
Map Reference	LB U PG275
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58456 KIMBERLY CT, 58456, SOUTH BEND, IN 46619-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WALNUT ST, DOWAGIAC, MI 49047-1644

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,900 (+13.19%)	$97,800 (+13.19%)
2025	$784.00 (-53.11%) Homeowner's exemption	$43,200 (+24.14%) Land $43,200	$86,400 (+24.14%) Land $86,400
2024	$1,672.00 (+11.76%)
2023		$34,800	$69,600
2022	$1,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20