Cass County property record for 104 Walnut St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1969 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-634-01 |
| Primary APN | 14-160-200-634-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Building Area | 1,024 sqft Building Perimeter |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Heating System | Space Heater |
|---|
| Street Address | 104 WALNUT ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1577-8 LOT 18 EX 1 ROD OFF W END. ALSO LOT 23. B. MCCONNELL'S ADD CITY OF DOWAGIAC. PROPERTY COMBINATION 6.1.17 PARENTS: |
| Legal Subdivision | B MC CONNELLS ADD |
| Legal Lot Number | 18,23 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2201 |
Source: Cass County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU |
| Jul 10, 2017 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2026 |
| Transfer Doc | 0000035762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 22, 2026 |
| Property Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Document Number | 0000035762 |
| Book / Page | 1283 / 769 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202635762 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Document Number | 1205/2070 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 1205/2070 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 10, 2017 |
| Property Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Document Number | 01125/1458 |
| Book / Page | 1125 / 1458 |
| Map Reference | LB U PG275 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $503.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 WALNUT ST, DOWAGIAC, MI 49047-1645 |
| Document Number | 01125/1461 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 1125/1461 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,000 (+12.9%) Land $49,000 | $98,000 (+12.9%) Land $98,000 | |
| 2025 | $927.00 (+13.19%) Homeowner's exemption | $43,400 (+22.6%) Land $43,400 | $86,800 (+22.6%) Land $86,800 |
| 2023 | $35,400 | $70,800 | |
| 2022 | $819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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