109 W Midland Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 109 W Midland Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,184 sqft · built 1984
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,879 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`46-05103-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`46-05103-0000-00004`
Alternative APNs	`460510300004` `478000`

Interior

Stories	2 Stories
Building Area	3,184 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Lot Area	68,825 sqft

Location & Zoning

Account Number	478000
Street Address	109 W MIDLAND AVE
City	PARAMUS
State	NJ
Zip	07652-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	1.58 AC
Legal Block	5103
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1017
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 W MIDLAND AVE, PARAMUS, NJ 07652-1862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 W MIDLAND AVE, PARAMUS, NJ 07652-1862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037651119
Date	Oct 14, 2020
Book Page	3765/1119
Instrument	20-103141

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,123,600 (+6.07%) Land $580,500 Building $543,100	$1,123,600 (+6.07%) Land $580,500 Building $543,100
2025	$15,879.00 (+7.92%)	$1,059,300 (+10.64%) Land $528,100 Building $531,200	$1,059,300 (+10.64%) Land $528,100 Building $531,200
2024	$14,713.00 (+5.49%)
2023		$957,400 Land $442,000 Building $515,400	$957,400 Land $442,000 Building $515,400
2022	$13,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2004–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20