Bergen County and Paramus Borough property record for 81 W Midland Ave, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,248 sqft · built 1968 |
| Lot Size | 0.289 acres (12,603 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,092 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-05105-0000-00006 |
| Primary APN | 46-05105-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,248 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 12,603 sqft (0.289 acres) |
| Account Number | 479900 |
|---|---|
| Street Address | 81 W MIDLAND AVE |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100XIRR 5LT |
| Legal Block | 5105 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 W MIDLAND AVE, PARAMUS, NJ 07652-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit PROPONENT FCU |
| Aug 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2000 |
| Deed Sale | Sep 19, 2000 |
| Prior Sale | Sep 19, 2000 |
| Deed Book / Page | 10474 / 399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 81 W MIDLAND AVE, PARAMUS, NJ 07652-2139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050700519 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 5070/519 |
| Instrument | 2023056749 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 81 W MIDLAND AVE, PARAMUS, NJ 07652-2139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050510751 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 5051/751 |
| Instrument | 2023050702 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 81 W MIDLAND AVE, PARAMUS, NJ 07652-2139 |
| Document Number | 0029741701 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 81 W MIDLAND AVE PARAMUS NJ 076522139, PARAMUS, NJ 07652-2139 |
| Document Number | 0029741701 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 002974/001701 |
| Instrument | 43962 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2028 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989,500 (+5.25%) Land $412,500 Building $577,000 | $989,500 (+5.25%) Land $412,500 Building $577,000 | |
| 2025 | $14,092.00 (+8.09%) | $940,100 (+13.74%) Land $376,900 Building $563,200 | $940,100 (+13.74%) Land $376,900 Building $563,200 |
| 2024 | $13,037.00 (+8.35%) | ||
| 2023 | $826,500 Land $310,300 Building $516,200 | $826,500 Land $310,300 Building $516,200 | |
| 2022 | $12,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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