Union County property record for 109 W Main St, Elk Point, SD 57025
| Property Type | Commercial |
|---|---|
| Details | 3,500 sqft · built 1900 |
| Lot Size | 0.084 acres (3,650 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $110,000 (Mar 2014) |
| Tax Bill | $1,979 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.01.05.1040 |
| Primary APN | 03.01.05.1040 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,500 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,650 sqft (0.084 acres) |
| Lot Dimensions | 146 ft deep x 25 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 109 W MAIN ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2470 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E1/2 LOT 10 LESS N4' BLK 5 ORIG EP CITY |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20200 |
109 W Main St, a commercial property, is owned by a company that bought it in March 2014.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 W MAIN ST, ELK POINT, SD 57025-2470 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on File |
| Deed Sale | Mar 17, 2014 · Amount on File |
| Prior Sale | Dec 31, 2012 · Amount on File |
| Deed Document Number | 2014910 |
| Deed Book / Page | 104 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Sep 10, 2025 |
| Property Address | 109 W MAIN ST, ELK POINT, SD 57025-2470 |
| Document Number | 000115/554 |
| Book / Page | 115 / 554 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 252093 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 W PLEASANT ST, ELK POINT, SD 57025-2417 |
| Name | Verified Name |
|---|---|
| Address | 109 W MAIN ST, ELK POINT, SD 57025-2470 |
The 2026 property tax bill for 109 W Main St was $1,979, up 0.1% from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,979.00 (+0.05%) | $102,907 (-) Land $10,988 Building $91,919 |
| 2025 | $1,978.00 (+15.34%) | $102,907 Land $10,988 Building $91,919 |
| 2024 | $1,715.00 (-1.78%) | |
| 2023 | $1,746.00 (-5.01%) | $85,756 Land $9,157 Building $76,599 |
| 2022 | $1,838.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Long Lines Metro.
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