105 W Main St, Elk Point, SD 57025 Property Records

Union County property record for 105 W Main St, Elk Point, SD 57025

Property Summary

Property Type	Commercial
Details	3,600 sqft · built 1900
Lot Size	0.2 acres (8,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Mar 2026 Sale Feb 2016 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03.01.05.1050`

Property Details

APN / Parcel Number

Primary APN	`03.01.05.1050`

Interior

Stories	2 Stories
Building Area	3,600 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,731 sqft (0.2 acres)
Lot Dimensions	146 ft deep x 59.8 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	105 W MAIN ST
City	ELK POINT
State	SD
Zip	57025-2380
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E30' LOT 11 & W9 1/4' LOT 12 LESS N4' BLK 5 ORIG EP CITY
Legal Subdivision	ORIGINAL TOWNSITE OF ELK POINT
Legal Block	5
Legal Lot Number	11-12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	2
Census Block	2020
Census Tract	20200

Owner

105 W Main St, a commercial property, is owned by two individuals who acquired it in February 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 W MAIN ST, ELK POINT, SD 57025-2380
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer
Feb 17, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2016
Transfer Doc	00106/0085
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 19, 2026
Property Address	105 W MAIN ST, ELK POINT, SD 57025-2380
Document Number	000116/162
Book / Page	116 / 162
Instrument Date	Mar 18, 2026
Instrument	260753
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4053 NORMANDY ST, SIOUX CITY, IA 51103-6601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W MAIN ST, ELK POINT, SD 57025-2380

February 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION SD
Recording Date	Feb 17, 2016
Property Address	105 W MAIN ST, ELK POINT, SD 57025-2380
Document Number	00106/0085
Book / Page	106 / 0085
Instrument Date	Feb 9, 2016
Instrument	160593
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 S PEARL ST, ELK POINT, SD 57025-2139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W MAIN ST, ELK POINT, SD 57025-2380

Tax Assessment & Valuation

The 2026 property tax bill for 105 W Main St was $1,088.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,088.00	$56,580 (-) Land $17,318 Building $39,262
2025	$1,088.00 (+11.02%)	$56,580 Land $17,318 Building $39,262
2024	$980.00 (+2.08%)
2023	$960.00 (-4.95%)	$47,150 Land $14,432 Building $32,718
2022	$1,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro.

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