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109 W Elder St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 109 W Elder St, Cincinnati, OH 45202 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1900
Square Footage2,000 sqft
Lot Size2,091 sqft (0.048 acres)
Tax Bill$4,839.00 (2025)

Owner

Source: Hamilton County records · APN 094-0008-0180-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2929 HENSHAW AVE, CINCINNATI, OH 45225-2105
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2021Deed of Trust, Mortgage · Commercial Mortgage
CINCINNATI DEVELOPMENT FUND INC
Apr 10, 2020Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY
Oct 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 14, 2011
Transfer Doc0000000301
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address109 W ELDER ST, CINCINNATI, OH 45202-7703
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2692 MADISON RD N1-210, N1, CINCINNATI, OH 45208-1320

Mortgage

Document Number0000134991
DateNov 08, 2021
Book Page14540/181
Instrument2021-0134991
Lender
NameCINCINNATI DEVELOPMENT FUND INC
TypeGovernment Agency
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address109 W ELDER ST, CINCINNATI, OH 45202-7703
Document Number0000033744
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2692 MADISON ROAD N1 #210 CINCINNATI OH 45208, 210, CINCINNATI, OH 45208

Mortgage

Document Number0000033744
DateApr 10, 2020
Book Page014144/001226
Instrument33744
Lender
NameMISCELLANEOUS GOVT AGCY
Address1224 RACE ST, CINCINNATI, OH 45202-7109
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateOct 01, 2018
Property Address109 W ELDER ST, CINCINNATI, OH 45202-7703
Document Number0000087322
Book / Page013764 / 002884
Instrument DateSep 26, 2018
Instrument87322
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address109 W ELDER ST CINCINNATI OH 452027703, CINCINNATI, OH 45202-7703

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,839.00 (+0.67%)$206,165 (+%) Land $12,401 Building $193,764$589,040 (-) Land $35,430 Building $553,610
2024$4,807.00 (+0.27%)$206,163 (-) Land $12,400 Building $193,763
2023$4,794.00 (-0.52%)$206,163 (+5.39%) Land $12,400 Building $193,763$589,040 (+5.39%) Land $35,430 Building $553,610
2022$4,819.00$195,615 Land $8,855 Building $186,760
2020$558,900 Land $25,300 Building $533,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Over-the-Rhine Historic District
listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN094-0008-0180-00

Interior

Building Area2,000 sqft
1st Floor2,000 sqft 1st Floor
Basement Area2,000 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area2,091 sqft (0.048 acres)
Depth X Width80 ft x 52 ft Depth x Width

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address109 W ELDER ST
CityCINCINNATI
StateOH
Zip45202-7703
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description109 W ELDER ST 25.75 X 80 LOT 63FINDLAY & GARRARDS SUB
Legal SubdivisionFINDLAY & GARRARDS SUB
Legal Lot Number63
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup2
Census Block2003
Census Tract1600

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