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107 W Elder St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 107 W Elder St, Cincinnati, OH 45202

Property Summary

Property TypeStore with Apartments
Details3,528 sqft · built 1870
Lot Size0.038 acres (1,655 sqft)
OwnerCompany Name on File
Last Sale$22,849 (Dec 2013)
Tax Bill$9,378 (2025)
Deeds & MortgagesAug 2021 Line of Credit
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN094-0008-0181-00

Property Details

APN / Parcel Number

Primary APN094-0008-0181-00

Interior

Stories3 Stories
Building Area3,528 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Lot Area1,655 sqft (0.038 acres)
Lot Dimensions80 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address107 W ELDER ST
CityCINCINNATI
StateOH
Zip45202-7703
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Legal Description107 W ELDER ST 20 X 80 LOT 64 FINDLAY & GARRARDS
Legal SubdivisionFINDLAY & GARRARD
Legal Lot Number64
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2003
Census Tract1600

Owner

Source: Hamilton County records · APN 094-0008-0181-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address536 CLEMRAY DR, CINCINNATI, OH 45231-2763
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
SPRING VALLEY BANK
May 18, 2021Intrafamily Transfer, Transfer
May 18, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2013 · Amount on Record
Deed SaleDec 20, 2013 · Amount on Record
Prior SaleJan 07, 2011 · Amount on Record
Deed Document Number2013166413
Deed Book / Page12492 / 596
Last Transfer DateMay 11, 2021
Transfer Doc0000061894
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address107 W ELDER ST, CINCINNATI, OH 45202-7703
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 CLEMRAY DR, CINCINNATI, OH 45231-2763

Mortgage

Document Number0000104464
DateAug 30, 2021
Book Page14491/1192
Instrument2021-0104464
Lender
NameSPRING VALLEY BANK
TypeBank
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 01, 2031
Interest
Rate TypeAdjustable Rate

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateMay 18, 2021
Property Address107 W ELDER ST, CINCINNATI, OH 45202-7703
Document Number0000061894
Book / Page14420 / 3002
Map ReferenceMB 41 PG 319
Instrument DateMay 11, 2021
Instrument2021-0061894
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 CLEMRAY DR, CINCINNATI, OH 45231-2763

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMay 18, 2021
Property Address107 W ELDER ST, CINCINNATI, OH 45202-7703
Document Number0000061896
Book / Page14420 / 3006
Map ReferenceMB 41 PG 319
Instrument DateMay 11, 2021
Instrument2021-0061896
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 CLEMRAY DR, CINCINNATI, OH 45231-2763

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,378.00 (+0.65%)$109,953 (-) Land $11,298 Building $98,655$314,150 (-) Land $32,280 Building $281,870
2024$9,317.00 (+73.89%)$109,953 (+77.38%) Land $11,298 Building $98,655
2023$5,358.00 (+2.72%)$61,989 (+13.52%) Land $11,298 Building $50,691$314,150 (+101.35%) Land $32,280 Building $281,870
2022$5,216.00$54,607 Land $8,071 Building $46,536
2020$156,020 Land $23,060 Building $132,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Over-the-Rhine Historic District
listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 529 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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