109 W 4th St, Gridley, IL 61744 Property Records

McLean County property record for 109 W 4th St, Gridley, IL 61744

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 924 sqft · built 1894
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2026)
Tax Bill	$3,832 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-04-378-002`

Property Details

APN / Parcel Number

Primary APN	`02-04-378-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	924 sqft Living Area
1st Floor Area	2,152 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 W 4TH ST
City	GRIDLEY
State	IL
Zip	61744-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF GRIDLEY LOT 5 BLK 21
Legal Range	03E
Legal Township	26N
Legal Section	04
Legal Subdivision	VILLAGE OF GRIDLEY
Legal Block	21
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	GRIDLEY
Census Block Group	3
Census Block	3035
Census Tract	5102

Owner

Source: McLean County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 W 4TH ST, GRIDLEY, IL 61744-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Apr 13, 2011 · Amount on Record
Deed Document Number	202611775
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 12, 2026
Property Address	109 W 4TH ST, GRIDLEY, IL 61744-7700
Document Number	0000011775
Instrument Date	Jun 22, 2026
Instrument	202611775
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 W 4TH ST, GRIDLEY, IL 61744-7700

Mortgage

Document Number	0000011776,
Date	Aug 12, 2026
Instrument	202611776

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 W 4TH ST, GRIDLEY, IL 61744-7700
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	WOODFORD COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017738
Date	Oct 28, 2019
Instrument	2019-00017738

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Index	Other
Max Rate	13.2%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Gridley Township
Municipality	Gridley Village
Unified School District	El Paso-Gridley Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,949 (+18.9%) Land $3,280 Building $48,669	$155,847 (+18.9%) Land $9,840 Building $146,007
2024	$3,832.00 (+22.31%)
2023	$3,133.00	$43,692 Land $2,759 Building $40,933	$131,076 Land $8,277 Building $122,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIDLEY serves 1,411 people · EPA ID IL1130600
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gridley Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures