105 W 4th St, Gridley, IL 61744 Property Records

McLean County property record for 105 W 4th St, Gridley, IL 61744

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,112 sqft · built 1904
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Mar 2023)
Tax Bill	$2,794 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-04-378-004`

Property Details

APN / Parcel Number

Primary APN	`02-04-378-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	192 sqft

Location & Zoning

Street Address	105 W 4TH ST
City	GRIDLEY
State	IL
Zip	61744-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF GRIDLEY LOT 3 BLK 21
Legal Range	03E
Legal Township	26N
Legal Section	04
Legal Subdivision	VILLAGE OF GRIDLEY
Legal Block	21
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	GRIDLEY
Census Block Group	3
Census Block	3035
Census Tract	5102

Owner

105 W 4th St is owned and occupied by an individual who bought it in March 2023.

Source: McLean County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	105 W 4TH ST, GRIDLEY, IL 61744-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 31, 2023	Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE
Jan 24, 2022	Warranty Deed, Transfer MCLEAN COUNTY TITLE
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Jan 24, 2022 · Amount on File
Deed Document Number	20234096
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 7, 2026
Property Address	105 W 4TH ST, GRIDLEY, IL 61744-7700
Document Number	0000009247
Instrument Date	Jun 10, 2026
Instrument	20269247
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 4TH ST, GRIDLEY, IL 61744-7700

Mortgage

Document Number	0000009247,
Date	Jul 7, 2026
Instrument	20269247

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 31, 2023
Property Address	105 W 4TH ST, GRIDLEY, IL 61744-7700
Document Number	202300004096
Instrument Date	Mar 24, 2023
Instrument	2023-00004096
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	WOODFORD COUNTY TITLE COMPANY, WOODFORD COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 4TH ST, GRIDLEY, IL 61744-7700

Mortgage

Document Number	202300004097
Date	Mar 31, 2023
Instrument	2023-00004097

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 24, 2022
Property Address	105 W 4TH ST, GRIDLEY, IL 61744-7700
Document Number	202200001406
Instrument Date	Dec 23, 2021
Instrument	2022-00001406
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	160 E LINCOLN ST, EL PASO, IL 61738-1490

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 23, 2020
Property Address	105 W 4TH ST, GRIDLEY, IL 61744-7700
Document Number	202000014012
Instrument Date	Jun 30, 2020
Instrument	2020-00014012
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W 4TH ST, GRIDLEY, IL 61744-7700

Mortgage

Document Number	202000014013
Date	Jul 23, 2020
Instrument	2020-00014013

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Gridley Township
Municipality	Gridley Village
Unified School District	El Paso-Gridley Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,960 Land $2,421 Building $37,539	$119,880 Land $7,263 Building $112,617
2023	$2,794.00 (+0.18%)	$33,608 (+7.45%) Land $2,036 Building $31,572	$100,824 (+7.45%) Land $6,108 Building $94,716
2022	$2,789.00	$31,278 Land $1,895 Building $29,383	$93,834 Land $5,685 Building $88,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 105 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIDLEY serves 1,411 people · EPA ID IL1130600
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gridley Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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