109 Valley View Cir, Denison, TX 75021 Property Records

Grayson County property record for 109 Valley View Cir, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	2,900 sqft · built 1972
Lot Size	0.91 acres (39,648 sqft)
Owner	Individual Name on File
Tax Bill	$1,760 (2024)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D055 078101802`

Property Details

APN / Parcel Number

Primary APN	`D055 078101802`
Alternative APN	`151387`

Interior

Building Area	2,900 sqft Living Area
1st Floor Area	2,900 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Lot Area	39,648 sqft (0.91 acres)
Lot Dimensions	154 ft deep x 126 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	420 sqft
Utility Building	112 sqft

Location & Zoning

Account Number	151387
Old Parcel Number	D055 078101802
Street Address	109 VALLEY VIEW CIR
City	DENISON
State	TX
Zip	75021-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0781 MANNING J M A-G0781, TRACT 2, ACRES .9102, AKA LOT 2 VALLEY VIEW-UNRECORDED PLAT AND AKA LOT 14 VALLEY VIEW UNRECORD
Legal Subdivision	MANNING J M A-G0781
Legal Tract	2
Legal Lot Number	2,14
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1055
Census Tract	901

Owner

109 Valley View Cir is owned and occupied by an individual who acquired it in November 2015.

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 VALLEY VIEW CIR, DENISON, TX 75021-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Dec 15, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015
Deed Sale	Nov 5, 2015
Deed Document Number	2015-00022031
Deed Book / Page	5713 / 00308
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	109 VALLEY VIEW CIR, DENISON, TX 75021-3157
Document Number	0000029268
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VALLEY VIEW CIR DENISON TX 750213157, DENISON, TX 75021-3157

Mortgage

Document Number	0000029268
Date	Dec 21, 2017
Instrument	29268

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	109 VALLEY VIEW CIR, DENISON, TX 75021-3157
Document Number	0000029267
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VALLEY VIEW CIR DENISON TX 750213157, DENISON, TX 75021-3157

Mortgage

Document Number	0000029267
Date	Dec 21, 2017
Instrument	29267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,440 Land $75,127 Building $146,041	$221,168 Land $75,127 Building $146,041
2024	$1,760.00
2023		$217,964 Land $59,561 Building $158,403	$217,964 Land $59,561 Building $158,403
2022	$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Valley View Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Valley View Cir is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, TekWav.

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