109 Uster Ct, New Bern, NC 28562 Property Records

Craven County property record for 109 Uster Ct, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,627 sqft · built 2004
Lot Size	0.257 acres (11,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2018)
Tax Bill	$2,675 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-300-1-495`

Property Details

APN / Parcel Number

Primary APN	`7-300-1-495`
Alternative APN	`121213`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,207 sqft (0.257 acres)
Lot Dimensions	142 ft deep x 45.6 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	121213
Street Address	109 USTER CT
City	NEW BERN
State	NC
Zip	28562-7077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	LOT 495 TABERNA PH VI 5TH ADD
Legal Subdivision	TABERNA
Legal Phase	VI
Legal Lot Number	495
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2005
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 USTER CT, NEW BERN, NC 28562-7077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage FIRST CITIZEN B&T CO
Jun 13, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	201810023629
Deed Book / Page	3538 / 1685
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	2663/0811
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 USTER CT, NEW BERN, NC 28562-7077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003531/0000000515
Date	Apr 2, 2018
Book Page	0000003531/0000000515
Instrument	000010020436

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount Recorded

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 13, 2018
Property Address	109 USTER CT, NEW BERN, NC 28562-7077
Document Number	3538/1685
Book / Page	3538 / 1685
Instrument Date	May 22, 2018
Instrument	000010023629
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 USTER CT, NEW BERN, NC 28562-7077

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,675.00 (+3.48%)	$301,060 (-) Land $50,000 Building $251,060	$301,060 (-) Land $50,000 Building $251,060
2025	$2,585.00 (+1.65%)	$301,060 (-) Land $50,000 Building $251,060	$301,060 (-) Land $50,000 Building $251,060
2023	$2,543.00 (+21.97%)	$301,060 (+54.89%) Land $50,000 Building $251,060	$301,060 (+54.89%) Land $50,000 Building $251,060
2022	$2,085.00	$194,370 Land $40,000 Building $154,370
2018			$194,370 Land $40,000 Building $154,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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