107 Uster Ct, New Bern, NC 28562 Property Records

Craven County property record for 107 Uster Ct, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,627 sqft · built 2004
Lot Size	0.215 acres (9,387 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2009)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7-300-1-496`

Property Details

APN / Parcel Number

Primary APN	`7-300-1-496`
Alternative APN	`80887`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,387 sqft (0.215 acres)
Lot Dimensions	148 ft deep x 84 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	80887
Old Parcel Number	7-300-1-496
Street Address	107 USTER CT
City	NEW BERN
State	NC
Zip	28562-7077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 496 TABERNA PH VI 5TH ADD
Legal Subdivision	TABERNA
Legal Phase	VI
Legal Lot Number	496
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2005
Census Tract	961003

Owner

Source: Craven County records · APN 7-300-1-496

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	107 USTER CT, NEW BERN, NC 28562-7077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2009 · Amount on Record
Deed Sale	Aug 07, 2009 · Amount on Record
Deed Document Number	0000284932
Deed Book / Page	2849 / 32
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	107 USTER CT, NEW BERN, NC 28562-7077
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 USTER CT, NEW BERN, NC 28562-7077

Mortgage

Document Number	003777/782
Date	Sep 27, 2023
Book Page	3777/782
Instrument	10117839

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+1.64%)	$288,200 (-) Land $47,500 Building $240,700	$288,200 (-) Land $47,500 Building $240,700
2023	$2,437.00 (+22.52%)	$288,200 (+55.63%) Land $47,500 Building $240,700	$288,200 (+55.63%) Land $47,500 Building $240,700
2022	$1,989.00	$185,180 Land $38,000 Building $147,180
2018			$185,180 Land $38,000 Building $147,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499610032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Brightspeed Fiber	940 / 940
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 199 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0425010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NEW BERN serves 37,884 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.