109 Turtle Trace Way, Elgin, SC 29045 Property Records

Richland County property record for 109 Turtle Trace Way, Elgin, SC 29045 · Last verified July 2026

Property Summary

Details	5 bd · 3 ba · 2,812 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$384,310 (May 2022)
Tax Bill	$10,993 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31702-02-04`

Property Details

APN / Parcel Number

Primary APN	`31702-02-04`
Alternative APN	`R31702-02-04`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,812 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,405 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 TURTLE TRACE WAY
City	ELGIN
State	SC
Zip	29045-8573
Property Category	Other
Property Type	Unknown
Legal Description	LOT 3 55.1X125X51.2X72.5X36.7X20.9 #SU ELLINGTON PHASE 1 #PR RB2651-(928-931)
Legal Phase	1
Legal Lot Number	3,55
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11425

Owner

Source: Richland County records · APN 31702-02-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 TURTLE TRACE WAY, ELGIN, SC 29045-8573
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2022 · Amount on Record
Deed Sale	May 09, 2022 · Amount on Record
Deed Document Number	202226410
Deed Book / Page	2742 / 603
Record Updated	Sep 20, 2026

May 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	May 09, 2022
Property Address	109 TURTLE TRACE WAY, ELGIN, SC 29045-8573
Document Number	0027420603
Book / Page	2742 / 603
Map Reference	MB R2651 PG 928-931
Instrument Date	May 02, 2022
Instrument	2022026410
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$999.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	109 TURTLE TRACE WAY, ELGIN, SC 29045-8573

Mortgage

Document Number	2022026411
Date	May 09, 2022
Instrument	2022026411

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,993.00 (+232.42%)	$321,900 Land $50,000 Building $271,900	$321,900 Land $50,000 Building $271,900
2023	$3,307.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.