105 Turtle Trace Way, Elgin, SC 29045 Property Records

Richland County property record for 105 Turtle Trace Way, Elgin, SC 29045

Property Summary

Details	4 bd · 2.5 ba · 2,461 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$372,415 (May 2022)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31702-02-03`

Property Details

APN / Parcel Number

Primary APN	`31702-02-03`
Alternative APN	`R31702-02-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,461 sqft Heated Area
Gross Area	3,061 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,970 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 TURTLE TRACE WAY
City	ELGIN
State	SC
Zip	29045-8573
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 2 55X125X55X125 #SU ELLINGTON PHASE 1 #PR RB2651-(928-931)
Legal Phase	1
Legal Lot Number	2,55
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11425

Owner

Source: Richland County records · APN 31702-02-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 TURTLE TRACE WAY, ELGIN, SC 29045-8573
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Deed Document Number	202231043
Deed Book / Page	2749 / 1080
Record Updated	Sep 20, 2026

May 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	May 31, 2022
Property Address	105 TURTLE TRACE WAY, ELGIN, SC 29045-8573
Document Number	0027491080
Book / Page	2749 / 1080
Map Reference	MB 2651 PG 928
Instrument Date	May 25, 2022
Instrument	2022031043
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$968.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 TURTLE TRACE WAY, ELGIN, SC 29045-8573

Mortgage

Document Number	2022031044
Date	May 31, 2022
Instrument	2022031044

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (-20.52%)	$290,100 Land $50,000 Building $240,100	$290,100 Land $50,000 Building $240,100
2023	$3,207.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114252, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 190 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.