Santa Cruz County property record for 109 Toledo Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,163 sqft · built 1969 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,649,000 (Oct 2021) |
| Tax Bill | $22,548 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Jul 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-241-07 |
| Primary APN | 043-241-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,163 sqft Living Area |
| Gross Area | 2,643 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,358 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 342 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 TOLEDO DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIO DEL MAR CNTRY CLB S10 TR10 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 043-241-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 CONCORD DR, MADISON, CT 06443-1814 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 07, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jul 25, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC |
| Nov 02, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2004 · Amount on Record |
| Deed Document Number | 202150836 |
| Prior Transfer Date | Oct 26, 2020 |
| Prior Transfer Doc | 0000045395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 07, 2021 |
| Property Address | 109 TOLEDO DR, APTOS, CA 95003-5315 |
| Document Number | 0000050836 |
| Map Reference | VOL 26 PG 10 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 2021-0050836 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,813.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 145 CONCORD DR, MADISON, CT 06443-1814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 109 TOLEDO DR, APTOS, CA 95003-5315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020979 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019-0020979 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 30, 2020 |
| Property Address | 109 TOLEDO DR, APTOS, CA 95003-5315 |
| Document Number | 0000045197 |
| Map Reference | VOL 26 PG 10 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020-0045197 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 109 TOLEDO DR, APTOS, CA 95003-5315 |
| Document Number | 0000045198 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0045198 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 02, 2020 |
| Property Address | 109 TOLEDO DR, APTOS, CA 95003-5315 |
| Document Number | 0000045395 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 45395 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 109 TOLEDO DR APTOS CA 950035315, APTOS, CA 95003-5315 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784,877 (+2%) Land $1,338,657 Building $446,220 | ||
| 2025 | $22,548.00 (+9.81%) | $1,749,879 (+4.04%) Land $1,312,409 Building $437,470 | |
| 2023 | $20,534.00 (+2.19%) | $1,681,929 Land $1,261,446 Building $420,483 | $1,602,000 |
| 2022 | $20,094.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 21 (1998–2023) |
| Most Recent Claim | Dec 2023, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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