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105 Toledo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 105 Toledo Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,723 sqft · built 2019
Lot Size0.147 acres (6,403 sqft)
Owner2 Company Names on File
Last Sale$3,601,000 (Oct 2025)
Tax Bill$31,896 (2025)
Deeds & MortgagesOct 2025 Sale
Jul 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN043-241-09

Property Details

APN / Parcel Number

Primary APN043-241-09
Alternative APN
  • 043-241-09-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,723 sqft Living Area
Gross Area4,196 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area6,403 sqft (0.147 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address105 TOLEDO DR
CityAPTOS
StateCA
Zip95003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision10 RIO DEL MAR COUNTRY CLUB PR
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1005
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-241-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1825 GRACE AVE, SAN JOSE, CA 95125-5623
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 02, 2020Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
May 02, 2019Grant Deed, Construction Loan · Construction Mortgage
LIGHTHOUSE BANK
Oct 25, 2018Grant Deed, Transfer · Commercial Mortgage
LIGHTHOUSE BANK
Oct 25, 2018Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleJul 02, 2020 · Amount on Record
Deed Document Number202521889
Prior Transfer DateOct 18, 2018
Prior Transfer Doc0000032288
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 14, 2025
Property Address105 TOLEDO DR, APTOS, CA 95003
Document Number0000021889
Map ReferenceVOL 156 PG 311
Instrument DateOct 08, 2025
Instrument2025-0021889
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$3,961.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1825 GRACE AVE, SAN JOSE, CA 95125-5623

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 02, 2020
Property Address105 TOLEDO DR, APTOS, CA 95003
Document Number0000023900
Map ReferenceVOL 156 PG 311
Instrument DateJun 29, 2020
Instrument2020-0023900
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 LAKE ST, SAN FRANCISCO, CA 94118-1322

Mortgage

Document Number0000023901
DateJul 02, 2020
Instrument2020-0023901
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate1.7%
Type Change DateAug 01, 2027
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
Index12-Month MTA
Max Rate10.9%

May 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 02, 2019
Property Address105 TOLEDO DR, APTOS, CA 95003
Document Number0000011521
Map ReferenceVOL 26 PG 10
Instrument DateApr 26, 2019
Instrument2019-0011521
Transaction TypeConstruction Loan
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 BAKER RD, APTOS, CA 95003-9599

Mortgage

Document Number0000011522
DateMay 02, 2019
Instrument2019-0011522
Lender
NameLIGHTHOUSE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 25, 2018
Property Address105 TOLEDO DR, APTOS, CA 95003
Document Number0000032287
Map ReferenceVOL 26 PG 10
Instrument DateOct 18, 2018
Instrument2018-0032287
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address750 BAKER RD, APTOS, CA 95003-9599

Mortgage

Document Number0000032289
DateOct 25, 2018
Instrument2018-0032289
Lender
NameLIGHTHOUSE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 25, 2018
Property Address105 TOLEDO DR, APTOS, CA 95003
Document Number0000032288
Instrument DateOct 18, 2018
Instrument32288
Transaction TypeTransfer
Record UpdatedNov 15, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address524 BELLEVUE ST SANTA CRUZ CA 950605340, SANTA CRUZ, CA 95060-5340

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,600,888 (+34.41%) Land $2,520,622 Building $1,080,266
2025$31,896.00 (+9.23%)$2,679,019 (+4.04%) Land $1,558,702 Building $1,120,317
2023$29,202.00 (+1.91%)$2,574,990 Land $1,498,176 Building $1,076,814$2,527,020
2022$28,656.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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