St. Johns County property record for 109 Tinto Way, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,545 sqft · built 2004 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $343,000 (Mar 2020) |
| Tax Bill | $3,930 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 284189-0770 |
| Primary APN | 284189-0770 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,545 sqft Living Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 2,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 TINTO WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 77 BLK 189 OR4911/1580 & 6136/1146 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 189 |
| Legal Lot Number | 77 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 109 TINTO WAY, SAINT AUGUSTINE, FL 32086-8861 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2004 · Amount on Record |
| Deed Document Number | 202024871 |
| Deed Book / Page | 4911 / 1580 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 0061361146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 TINTO WAY, SAINT AUGUSTINE, FL 32086-8861 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048171039 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 4817/1039 |
| Instrument | 2019078723 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 109 TINTO WAY, SAINT AUGUSTINE, FL 32086-8861 |
| Document Number | 0049111580 |
| Book / Page | 4911 / 1580 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2020024871 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | LAND TITLE OF AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 860144, SAINT AUGUSTINE, FL 32086-0144 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 TINTO WAY, SAINT AUGUSTINE, FL 32086-8861 |
| Document Number | 0049111582 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 4911/1582 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,127 (+2.7%) | $438,574 (-4.09%) Land $99,500 Building $339,074 | |
| 2025 | $3,930.00 (+14.91%) Homeowner's exemption Widower's exemption | $310,737 (+5.99%) | $457,295 (+5.4%) Land $99,500 Building $357,795 |
| 2024 | $3,420.00 (+2.12%) | ||
| 2023 | $3,349.00 (-0.42%) Homeowner's exemption Widower's exemption | $293,184 (+3%) | $433,846 (+6.73%) Land $107,000 Building $326,846 |
| 2022 | $3,363.00 Homeowner's exemption Widower's exemption | $284,645 | $406,490 Land $84,000 Building $322,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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