109 Tearose, Irvine, CA 92603 Property Records

Orange County property record for 109 Tearose, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,646 sqft · built 2004
Lot Size	0.143 acres (6,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Jul 2021)
Tax Bill	$24,309 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-103-16`

Property Details

APN / Parcel Number

Primary APN	`481-103-16`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,238 sqft (0.143 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	109 TEAROSE
City	IRVINE
State	CA
Zip	92603-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16302 BLK LOT 50
Legal Subdivision	TRACT NO 16302
Legal Tract	16302
Legal Lot Number	50
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62654

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 TEAROSE, IRVINE, CA 92603-4262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OAKTREE FUNDING CORP
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 15, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	2021456458
Prior Transfer Date	Aug 16, 2006
Prior Transfer Doc	0000637625
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	109 TEAROSE, IRVINE, CA 92603-4262
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TEAROSE, IRVINE, CA 92603-4262

Mortgage

Document Number	0000271261
Date	Oct 3, 2025
Instrument	2025000271261

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	CHANDLER, AZ 85226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	109 TEAROSE, IRVINE, CA 92603-4262
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TEAROSE, IRVINE, CA 92603-4262

Mortgage

Document Number	0000352896
Date	Nov 2, 2022
Instrument	2022000352896

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 15, 2021
Property Address	109 TEAROSE, IRVINE, CA 92603-4262
Document Number	0000456458
Map Reference	MB 836 PG 26-29
Instrument Date	Jun 23, 2021
Instrument	2021000456458
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 TEAROSE, IRVINE, CA 92603-4262

Mortgage

Document Number	0000456459
Date	Jul 15, 2021
Instrument	2021000456459

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	8.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,273,106 (+2%) Land $1,821,437 Building $451,669
2025	$24,309.00 (-3%) Homeowner's exemption	$2,228,536 (+4.04%) Land $1,785,723 Building $442,813
2023	$25,062.00 (+1.95%) Homeowner's exemption	$2,142,000 Land $1,716,381 Building $425,619
2022	$24,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tearose

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