Wake County property record for 109 Swordgate Dr, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,419 sqft · built 1995 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jun 2018) |
| Tax Bill | $4,106 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0743.02-58-2660 0202239 |
| Primary APN | 0743.02-58-2660 0202239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,419 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Area | 400 sqft |
| Deck Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0202239 |
|---|---|
| Old Parcel Number | 020223901 |
| Street Address | 109 SWORDGATE DR |
| City | CARY |
| State | NC |
| Zip | 27513-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8P |
| Legal Description | LO33 EXCALIBUR SUB PH2 SC2 BM1993-01483 |
| Legal Township | 04 |
| Legal Subdivision | EXCALIBUR SUB |
| Legal Phase | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 53424 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 SWORDGATE DR, CARY, NC 27513-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional with PMI HPW TOWNE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 0171681628 |
| Deed Book / Page | 17168 / 1628 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 SWORDGATE DR, CARY, NC 27513-1769 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18023/1835 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 18023/1835 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 176561647 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SWORDGATE DR CARY NC 275131769, CARY, NC 27513-1769 |
| Document Number | 176561647 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 017656/001647 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 27, 2018 |
| Property Address | 109 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 171681628 |
| Book / Page | 017168 / 001628 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $790.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SWORGATE DR CARY NC 27513, CARY, NC 27513 |
| Document Number | 171681632 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 017168/001632 |
| Name | HPW TOWNE MTG |
|---|---|
| Address | 4515 FALLS OF NEUSE RD # 300, RALEIGH, NC 27609-6290 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Document Number | 171661632, |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 017166/001632 |
| Name | HPW TOWNE MTG |
|---|---|
| Address | RALEIGH, NC 27609 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,106.00 | $407,797 Land $115,000 Building $292,797 | $407,797 Land $115,000 Building $292,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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