Wake County property record for 105 Swordgate Dr, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,490 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2026) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0743.02-58-3692-000 |
| Primary APN | 0743.02-58-3692-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Deck Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0202237 |
|---|---|
| Street Address | 105 SWORDGATE DR |
| City | CARY |
| State | NC |
| Zip | 27513-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8P |
| Legal Description | LO31 EXCALIBUR SUB PH2 SC2 BM1993-01483 |
| Legal Subdivision | EXCALIBUR SUB PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 53424 |
105 Swordgate Dr is owned and occupied by two individuals who bought it in January 2026.
Source: Wake County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGE LENDING LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 13, 2026 | Warranty Deed, Transfer · FHA Mortgage ADVANTAGE LENDING LLC |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Mar 9, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/NE GA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Jan 3, 2003 · Amount on File |
| Deed Document Number | 20263713 |
| Deed Book / Page | 20118 / 650 |
| Prior Transfer Date | Jul 28, 2011 |
| Prior Transfer Doc | 14432/2539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 020158/878 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 20158/878 |
| Name | ADVANTAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27615 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 18708/1343 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 18708/1343 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jan 13, 2026 |
| Property Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 020118/650 |
| Book / Page | 20118 / 650 |
| Map Reference | MB 1993 PG 1483 |
| Instrument Date | Jan 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 FAIRWIND DR, CHOCOWINITY, NC 27817-8935 |
| Name | Verified Name |
|---|---|
| Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 0020118653 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 20118/653 |
| Name | ADVANTAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 172762631 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 105 SWORDGATE DR CARY NC 275131769, CARY, NC 27513-1769 |
| Document Number | 172762631 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 017276/002631 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 105 SWORDGATE DR, CARY, NC 27513-1769 |
| Document Number | 170752029 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 105 SWORDGATE DR CARY NC 275131769, CARY, NC 27513-1769 |
| Document Number | 170752029 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 017075/002029 |
| Name | SUNTRUST BK/NE GA |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 105 Swordgate Dr was $5,141.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,141.00 | $597,509 Land $165,000 Building $432,509 | $597,509 (-) Land $165,000 Building $432,509 |
| 2024 | $597,509 (+55.82%) Land $165,000 Building $432,509 | ||
| 2023 | $3,862.00 | $383,460 Land $115,000 Building $268,460 | $383,460 Land $115,000 Building $268,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Swordgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Swordgate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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