109 Sutton Rd, Ardmore, PA 19003 Property Records

Montgomery County property record for 109 Sutton Rd, Ardmore, PA 19003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,584 sqft · built 1927
Lot Size0.194 acres (8,450 sqft)
OwnerIndividual Name on Record
Last Sale$352,000 (Oct 2005)
Tax Bill$7,340 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN40-00-61012-00-4

Property Details

APN / Parcel Number

Primary APN40-00-61012-00-4
Alternative APN
  • 40004B048

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialStucco
Lot Area8,450 sqft (0.194 acres)
Lot Dimensions169 ft deep x 50 ft wide
Garage Area352 sqft
PorchOpen Frame Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address109 SUTTON RD
CityARDMORE
StatePA
Zip19003-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionASSESSOR BLOCK-UNIT NUMBER 4B-48
Legal Block4B
Legal Lot Number12
JurisdictionMONTGOMERY PA
Township / Civil DivisionLOWER MERION
Census Block Group3
Census Block3011
Census Tract205501

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 SUTTON RD, ARDMORE, PA 19003-3116
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Deed of Trust, Mortgage · Line of Credit
FIRSTRUST BANK
Aug 31, 2020Deed of Trust, Mortgage · Line of Credit
FIRSTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2005 · Amount on Record
Deed SaleOct 19, 2005 · Amount on Record
Deed Document Number2005152410
Deed Book / Page5575 / 2511
Prior Transfer DateSep 9, 2005
Prior Transfer Doc0116212924
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address109 SUTTON RD, ARDMORE, PA 19003-3116
Transaction TypeMortgage
Record UpdatedMar 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0158321632
DateNov 2, 2023
Book Page15832/1632
Instrument2023058478
Lender
NameFIRSTRUST BANK
TypeBank
AddressHORSHAM, PA 19044
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address109 SUTTON RD, ARDMORE, PA 19003-3116
Document Number0150092442
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyINGEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SUTTON RD ARDMORE PA 190033116, ARDMORE, PA 19003-3116

Mortgage

Document Number0150092442
DateSep 16, 2020
Book Page015009/002442
Instrument75337
Lender
NameFIRSTRUST BK
TypeBank
AddressHORSHAM, PA 19044-2201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionLower Merion Township
Unified School DistrictLower Merion School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,340.00$160,660 (-)$160,660 (-)
2025$7,340.00 (+9.39%)$160,660 (-) Land $42,760 Building $117,900$160,660 (-) Land $42,760 Building $117,900
2024$6,710.00$160,660 (-) Land $42,760 Building $117,900
2023$6,710.00 (+4.35%)$160,660 Land $42,760 Building $117,900
2022$6,430.00
1998$160,660 (-) Land $42,760 Building $117,900
1996$160,660 Land $42,760 Building $117,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Sutton Rd

Nearby Streets

Search Property Records by Address or Parcel Number