Montgomery County property record for 115 Sutton Rd, Ardmore, PA 19003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,837 sqft · built 1927 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Nov 2017) |
| Tax Bill | $7,778 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-61024-00-1 |
| Primary APN | 40-00-61024-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 8,450 sqft (0.194 acres) |
| Lot Dimensions | 169 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Deck Area | Deck Area |
| Patio Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 SUTTON RD |
|---|---|
| City | ARDMORE |
| State | PA |
| Zip | 19003-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 4B-45 |
| Legal Block | 4B |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 205501 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SUTTON RD, ARDMORE, PA 19003-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage AMERICAN HERITAGE FCU |
| Jan 17, 2020 | Deed of Trust, Mortgage TIAA FSB |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI TIAA FSB |
| Nov 22, 2017 | Grant Deed, Transfer · Conventional with PMI TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Feb 19, 2003 · Amount on Record |
| Deed Document Number | 201788709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 115 SUTTON RD, ARDMORE, PA 19003-3116 |
| Document Number | 0149722343 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 115 SUTTON RD ARDMORE PA 190033116, ARDMORE, PA 19003-3116 |
| Document Number | 0149722343 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 014972/002343 |
| Instrument | 60806 |
| Name | AMERICAN HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19115 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 115 SUTTON RD, ARDMORE, PA 19003-3116 |
| Document Number | 0148450496 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 SUTTON RD ARDMORE PA 190033116, ARDMORE, PA 19003-3116 |
| Document Number | 0148450496 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 014845/000496 |
| Instrument | 9792 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 115 SUTTON RD, ARDMORE, PA 19003-3116 |
| Document Number | 0144441964 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER CO |
| Name | Verified Name |
|---|---|
| Address | 115 SUTTON RD ARDMORE PA 190033116, ARDMORE, PA 19003-3116 |
| Document Number | 0144441964 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 014444/001964 |
| Instrument | 88710 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Nov 22, 2017 |
| Property Address | 115 SUTTON RD, ARDMORE, PA 19003-3116 |
| Document Number | 0060701442 |
| Book / Page | 006070 / 001442 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 88709 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TRIDENT LAND TRANSFER COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SUTTON RD ARDMORE PA 190033116, ARDMORE, PA 19003-3116 |
| Document Number | 144441964 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 014444/001964 |
| Instrument | 88710 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,778.00 | $170,260 (-) | $170,260 (-) |
| 2025 | $7,778.00 (+9.4%) | ||
| 2024 | $170,260 (-) Land $42,760 Building $127,500 | ||
| 2023 | $7,110.00 (+4.36%) | $170,260 Land $42,760 Building $127,500 | |
| 2022 | $6,813.00 | ||
| 1998 | $170,260 (-) Land $42,760 Building $127,500 | ||
| 1996 | $170,260 Land $42,760 Building $127,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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