109 Sunset Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 109 Sunset Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,184 sqft · built 2005
Lot Size	1.18 acres (51,662 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Apr 2024)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`048 16-025 00`

Property Details

APN / Parcel Number

Primary APN	`048 16-025 00`
Alternative APN	`40685`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	4,072 sqft
1st Floor Area	2,184 sqft
Basement Area	1,456 sqft
Finished Basement	1,256 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,662 sqft (1.18 acres)
Terrain	Rolling
Garage Area	600 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40685
Street Address	109 SUNSET POINTE DR
City	MONETA
State	VA
Zip	24121-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNSET POINTE LOT 25
Legal Subdivision	SUNSET POIN
Legal Lot Number	25
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Intrafamily Transfer, Transfer
Oct 30, 2023	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Aug 26, 2021	Intrafamily Transfer, Transfer
Apr 17, 2019	Warranty Deed, Transfer · Line of Credit VALLEY CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	20242360
Deed Book / Page	1212 / 832
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0011690173
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Mar 2, 2026
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Document Number	0012412677
Book / Page	1241 / 2677
Map Reference	MB 827 PG 2230-2232
Instrument Date	Mar 2, 2026
Instrument	260001376
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 30, 2023
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Document Number	0012052232
Book / Page	1205 / 2232
Map Reference	MB 827 PG 2230-2232
Instrument Date	Oct 25, 2023
Instrument	230006388
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	58 GREEN LEAF TER, STAFFORD, VA 22556-3625

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011721486
Date	Oct 15, 2021
Book Page	1172/1486
Instrument	210009763

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011371818
Date	Apr 13, 2020
Book Page	1137/1818
Instrument	200002394

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Aug 26, 2021
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Document Number	0011690173
Book / Page	1169 / 173
Map Reference	MB 827 PG 2230-2232
Instrument Date	Aug 25, 2021
Instrument	210007981
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 17, 2019
Property Address	109 SUNSET POINTE DR, MONETA, VA 24121-2149
Document Number	0011202241
Book / Page	001120 / 002241
Instrument Date	Apr 9, 2019
Instrument	2184
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUNSET POINTE DR MONETA VA 241212149, MONETA, VA 24121-2149

Mortgage

Document Number	11202244
Date	Apr 17, 2019
Book Page	001120/002244
Instrument	2185

Lender

Name	VALLEY CMNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+5.12%)	$496,300 (+49.08%) Land $72,900 Building $423,400	$496,300 (+49.08%) Land $72,900 Building $423,400
2023	$2,030.00	$332,900 (-) Land $65,900 Building $267,000	$332,900 (-) Land $65,900 Building $267,000
2022		$332,900 Land $65,900 Building $267,000	$332,900 Land $65,900 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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