109 Summit Point Ct, Chapin, SC 29036 Property Records

Lexington County property record for 109 Summit Point Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,324 sqft · built 2007
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2019)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001637-01-027`

Property Details

APN / Parcel Number

Primary APN	`001637-01-027`
Alternative APN	`0163701027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,324 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 SUMMIT POINT CT
City	CHAPIN
State	SC
Zip	29036-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PENINSULA AT TIMBERLAKE PH I LOT 27
Legal Subdivision	THE PENINSULA AT TIMBERLAKE PHASE I
Legal Lot Number	27
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2016
Census Tract	21205

Owner

109 Summit Point Ct is owned and occupied by an individual who bought it in June 2019.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Grant Deed, Transfer · VA Mortgage USAA
Nov 14, 2017	Quit Claim Deed, Transfer · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	201928349
Deed Book / Page	20823 / 1647
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	1962700083
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 28, 2019
Property Address	109 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Document Number	2082301647
Book / Page	020823 / 001647
Instrument Date	Jun 28, 2019
Instrument	28349
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 SUMMIT POINT CT CHAPIN SC 290367633, CHAPIN, SC 29036-7633

Mortgage

Document Number	2082301650
Date	Jun 28, 2019
Book Page	020823/001650
Instrument	28350

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 14, 2017
Property Address	109 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Document Number	1962700083
Book / Page	019627 / 000083
Instrument Date	Nov 10, 2017
Instrument	54281
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 SUMMIT POINT CT CHAPIN SC 290367633, CHAPIN, SC 29036-7633

Mortgage

Document Number	1962700087
Date	Nov 14, 2017
Book Page	019627/000087
Instrument	54282

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Summit Point Ct was $2,497, up 1% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (+1%)
2024	$2,270.00 (+0.98%)	$17,400 (-) Land $1,660 Building $15,740	$435,000 (-) Land $41,500 Building $393,500
2023	$2,248.00	$17,400 Land $1,660 Building $15,740	$435,000 Land $41,500 Building $393,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Summit Point Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Summit Point Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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