104 Summit Point Ct, Chapin, SC 29036 Property Records

Lexington County property record for 104 Summit Point Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,711 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$402,500 (Jan 2019)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001637-01-016`

Property Details

APN / Parcel Number

Primary APN	`001637-01-016`
Alternative APN	`0163701016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,711 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 SUMMIT POINT CT
City	CHAPIN
State	SC
Zip	29036-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PENINSULA AT TIMBERLAKE PHI LTS 14,15, PT OF16
Legal Subdivision	THE PENINSULA AT TIMBERLAKE PHASE 1
Legal Lot Number	14-15
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2016
Census Tract	21205

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Jan 22, 2019	Correction Deed OTHER
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU
Jun 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	20193218
Deed Book / Page	20551 / 334
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	1931100122
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096804041
Date	Sep 30, 2021
Book Page	20968/4041
Instrument	2021053076

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2087800583
Date	Jun 24, 2020
Book Page	20878/583
Instrument	2020026436

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jan 22, 2019
Property Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Document Number	2055100334
Book / Page	020551 / 000334
Instrument Date	May 30, 2018
Instrument	3218
Record Updated	Feb 8, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,489.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SUMMIT POINT CT CHAPIN SC 290367633, CHAPIN, SC 29036-7633

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	May 31, 2018
Property Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Document Number	2004300045
Book / Page	20043 / 045
Map Reference	MB17645 PG346
Instrument Date	May 30, 2018
Instrument	2018023843
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,489.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633

Mortgage

Document Number	2018023844
Date	May 31, 2018
Instrument	2018023844

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 30, 2017
Property Address	104 SUMMIT POINT CT, CHAPIN, SC 29036-7633
Document Number	1931100122
Book / Page	019311 / 000122
Instrument Date	Jun 28, 2017
Instrument	30859
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SUMMIT POINT CT CHAPIN SC 290367633, CHAPIN, SC 29036-7633

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+10.15%)
2024	$2,099.00 (+1.01%)	$16,282 (-) Land $4,800 Building $11,482	$407,051 (-) Land $120,000 Building $287,051
2023	$2,078.00	$16,282 Land $4,800 Building $11,482	$407,051 Land $120,000 Building $287,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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