109 Summer Pl Loop, Clermont, FL 34714 Property Records

Lake County property record for 109 Summer Pl Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 2005
Lot Size	0.13 acres (5,640 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Aug 2016)
Tax Bill	$2,914 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0801-000-16300`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0801-000-16300`
Alternative APNs	`262435080100016300` `3827932`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	5,640 sqft (0.13 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	98 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3827932
Street Address	109 SUMMER PLACE LOOP
City	CLERMONT
State	FL
Zip	34714-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HIGH GROVE UNIT 2 PB 52 PG 39-40 LOT 163 ORB 4829 PG 134
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT
Legal Tract	Q-T
Legal Lot Number	163
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

109 Summer Pl Loop is owned and occupied by two individuals who bought it in August 2016.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	109 SUMMER PLACE LOOP, CLERMONT, FL 34714-4851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Document Number	201691208
Deed Book / Page	4829 / 134
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0030511605
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	109 SUMMER PLACE LOOP, CLERMONT, FL 34714-4851
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUMMER PLACE LOOP, CLERMONT, FL 34714-4851

Mortgage

Document Number	0058401689
Date	Nov 18, 2021
Book Page	5840/1689
Instrument	2021160920

Lender

Name	RUTH RUHI PC
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,860 (+2.9%)	$342,587 (-0.08%) Land $92,750 Building $249,837
2025		$200,060 Land $92,750 Building $107,310	$342,875 Land $92,750 Building $250,125
2024	$2,914.00 (+9.22%)
2023	$2,668.00 (+11.45%) Homeowner's exemption	$188,770 (+3%)	$336,119 (+16.45%) Land $92,750 Building $243,369
2022	$2,394.00 Homeowner's exemption	$183,280	$288,639 Land $75,250 Building $213,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Summer Pl Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Summer Pl Loop is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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