129 Summer Pl Loop, Clermont, FL 34714 Property Records

Polk County property record for 129 Summer Pl Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,632 sqft · built 2005
Lot Size	0.238 acres (10,407 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2019)
Tax Bill	$3,378 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0801-000-15800`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0801-000-15800`
Alternative APN	`3827927`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	10,407 sqft (0.238 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	253 sqft
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3827927
Street Address	129 SUMMER PLACE LOOP
City	CLERMONT
State	FL
Zip	34714-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH GROVE UNIT 2 PB 52 PG 39-40 LOT 158 ORB 5360 PG 1853
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT 2
Legal Tract	Q-T
Legal Lot Number	158
Legal Unit	2
Jurisdiction	LAKE FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1002
Census Tract	31318

Owner

129 Summer Pl Loop is owned and occupied by an individual who bought it in October 2019.

Source: Polk County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	129 SUMMER PLACE LOOP, CLERMONT, FL 34714-4851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	2019118670
Deed Book / Page	5360 / 1853
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 18, 2019
Property Address	129 SUMMER PLACE LOOP, CLERMONT, FL 34714-4851
Document Number	0053601853
Book / Page	5360 / 1853
Map Reference	MB 52 PG 39&40
Instrument Date	Oct 17, 2019
Instrument	2019118670
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 SCHOOL LANE WONLDHAM, 11, ROCHESTER, KY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 DOWNEY, JASPER, IN 47546-7871

Mortgage

Document Number	0053601855
Date	Oct 18, 2019
Instrument	5360/1855

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,360 Land $115,938 Building $120,422	$377,277 Land $115,938 Building $261,339
2024	$3,378.00 (+8.2%)
2023	$3,122.00 (+10.05%) Homeowner's exemption	$223,010 (+3%)	$369,951 (+25.77%) Land $115,938 Building $254,013
2022	$2,837.00 Homeowner's exemption	$216,520	$294,154 Land $94,063 Building $200,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Summer Pl Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Summer Pl Loop is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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