109 Stephens St, Chicopee, MA 01022 Property Records

Hampden County and Chicopee City property record for 109 Stephens St, Chicopee, MA 01022

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 854 sqft · built 1952
OwnerTrust Name on Record
Last Sale$169,500 (Oct 2021)
Tax Bill$2,785 (2025)
Deeds & MortgagesOct 2022 Transfer
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APNW4-000K2

Property Details

APN / Parcel Number

Primary APNW4-000K2
Alternative APN
  • CHIC M:00W4 P:000K2

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area854 sqft Living Area
1st Floor Area854 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW4-000K2
Street Address109 STEPHENS ST
CityCHICOPEE
StateMA
Zip01022-1056
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code206
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3006
Census Tract811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address217 HOMESTEAD AVE, REHOBOTH, MA 02769-1401
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 13, 2021Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleOct 16, 1995 · Amount on Record
Deed Document Number202172539
Deed Book / Page24180 / 485
Last Transfer DateSep 30, 2022
Transfer Doc024753-397
Record UpdatedJun 8, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 4, 2022
Property Address109 STEPHENS ST, CHICOPEE, MA 01022-1056
Document Number024753-397
Book / Page24753 / 397
Instrument DateSep 30, 2022
Instrument59621
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 HOMESTEAD AVE, REHOBOTH, MA 02769-1401

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 13, 2021
Property Address109 STEPHENS ST, CHICOPEE, MA 01022-1056
Document Number024180-485
Book / Page24180 / 485
Instrument DateOct 7, 2021
Instrument72539
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 WOODBRIDGE RD, CHICOPEE, MA 01022-1147

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,785.00 (+7.03%)$183,700 (+4.2%) Building $183,700$223,440
2024$2,602.00 (+6.33%)$176,300 (+9.16%) Building $176,300
2023$2,447.00$161,500 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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