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103 Stephens St, Chicopee, MA 01022 Property Records

Hampden County and Chicopee City property record for 103 Stephens St, Chicopee, MA 01022

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 993 sqft · built 1995
OwnerIndividual Name on File
Last Sale$270,000 (Aug 2025)
Tax Bill$3,845 (2025)
Deeds & MortgagesAug 2025 Sale
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNW4-000N8

Property Details

APN / Parcel Number

Primary APNW4-000N8
Alternative APN
  • CHIC M:00W4 P:000N8

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area993 sqft Living Area
Gross Area1,986 sqft
1st Floor Area993 sqft
Basement Area993 sqft
Unfinished Basement993 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW4-000N8
Street Address103 STEPHENS ST
CityCHICOPEE
StateMA
Zip01022-1056
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code206
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3006
Census Tract811302

Owner

Source: Hampden County and Chicopee City records · APN W4-000N8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 STEPHENS ST, 103, CHICOPEE, MA 01022-1056
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2025Quit Claim Deed, Transfer
Aug 30, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Book / Page26008 / 85
Record UpdatedJun 08, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 29, 2025
Property Address103 STEPHENS ST, CHICOPEE, MA 01022-1056
Document Number0026008-85
Book / Page26008 / 85
Instrument DateAug 08, 2025
Instrument40784
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 STEPHENS ST # 103, 103, CHICOPEE, MA 01022-1056

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 30, 2021
Property Address103 STEPHENS ST, CHICOPEE, MA 01022-1056
Document Number0024087-35
Book / Page24087 / 35
Instrument DateAug 27, 2021
Instrument60555
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 STEPHENS ST, CHICOPEE, MA 01022-1056

Mortgage

Document Number0000060556
DateAug 30, 2021
Instrument60556
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,845.00 (+6.86%)$253,600 (+4.02%) Building $253,600$251,655
2024$3,598.00 (+4.71%)$243,800 (+7.5%) Building $243,800
2023$3,436.00$226,800 Building $226,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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