109 Stephens Rd, Morganton, NC 28655 Property Records

Burke County property record for 109 Stephens Rd, Morganton, NC 28655

Property Summary

Property Type	Auto Repair, Garage
Details	2,400 sqft · built 1992
Lot Size	0.719 acres (31,363 sqft)
Owner	Owner Name on File
Last Sale	$57,000 (Oct 2013)
Tax Bill	$465 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1784922243`

Property Details

APN / Parcel Number

Primary APN	`1784922243`
Alternative APN	`22594`

Interior

Stories	1 Story
Building Area	2,400 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	31,363 sqft (0.719 acres)
Terrain	Below Road/Slope
Pole Barn	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 STEPHENS RD
City	MORGANTON
State	NC
Zip	28655-9012
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	HIGH INTENSITY DIST
Legal Description	109 STEPHENS RD MORGANTON, NC 28655
Legal Subdivision	R S STEPHENS & F G STEPHENS
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1013
Census Tract	20202

Owner

Source: Burke County records · APN 1784922243

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	113 CRAFTSMAN DR, MORGANTON, NC 28655-4749

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Prior Sale	Feb 22, 2011 · Amount on Record
Deed Document Number	0002109849
Deed Book / Page	2109 / 849
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$465.00 (-0.85%)	$73,302 (-) Land $28,800 Building $44,502	$73,302 (-) Land $28,800 Building $44,502
2023	$469.00	$73,302 Land $28,800 Building $44,502	$73,302 Land $28,800 Building $44,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: City of Morganton.

Based on FCC filings for 63 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.