125 Stephens Rd, Morganton, NC 28655 Property Records

Burke County property record for 125 Stephens Rd, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,920 sqft Living Area
Lot Size	634,669 sqft (14.5 acres)
Occupancy	Owner Occupied
Last Sale	$80,000 (1999)
Tax Bill	$1,130.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1784912368`
Alternative APN	`8375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,920 sqft Living Area
Gross Area	2,560 sqft Gross Area
1st Floor	1,280 sqft 1st Floor
Basement Area	640 sqft Basement
Unfinished Basement	640 sqft Unfinished
Stories	2 Stories
Primary Flooring	Softwood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1960
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Material	Metal Roof
Lot Area	634,669 sqft (14.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	576 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	504 sqft Shed
Deck Area	96 sqft Deck
Patio Area	84 sqft Patio
Porch	Enclosed Porch
Porch Area	480 sqft Porch
Topography	Rolling Topography
Canopy Area	84 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Old Parcel Number	1784912368
Street Address	125 STEPHENS RD
City	MORGANTON
State	NC
Zip	28655-9012
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	125 STEPHENS RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Minor Civil Division	QUAKER MEADOWS
Census Blockgroup	1
Census Block	1013
Census Tract	20202

Owner

Source: Burke County records · APN 1784912368

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	125 STEPHENS RD, MORGANTON, NC 28655-9012
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 1999 · Amount on Record
Deed Sale	Jul 30, 1999 · Amount on Record
Deed Doc Number	0009301986
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	125 STEPHENS RD, MORGANTON, NC 28655-9012
Document Number	0024120364
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 05, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 STEPHENS RD MORGANTON NC 286559012, MORGANTON, NC 28655-9012

Mortgage

Document Number	0024120364
Date	Jul 09, 2019
Book Page	002412/000364
Instrument	29757

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (-0.35%)	$163,537 (-) Land $81,803 Building $81,734	$163,537 (-) Land $81,803 Building $81,734
2023	$1,134.00	$163,537 Land $81,803 Building $81,734	$163,537 Land $81,803 Building $81,734

Flood & Wildfire

125 Stephens Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.