Wayne County property record for 109 Stephen St, Mount Olive, NC 28365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,046 sqft · built 1991 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Mar 1988) |
| Tax Bill | $1,489 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02H13100A01018 |
| Primary APN | 02H13100A01018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,046 sqft Heated Area |
| Gross Area | 2,985 sqft |
| 1st Floor Area | 2,046 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 41890 |
|---|---|
| Street Address | 109 STEPHEN ST |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | LT 18 CRICKET RIDGE #2 ST INC 2 CRD |
| Legal Subdivision | CRICKET RIDGE #2 |
| Legal Lot Number | 18 |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 902 |
109 Stephen St is owned and occupied by an individual who bought it in March 1988.
Source: Wayne County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 STEPHEN ST, MOUNT OLIVE, NC 28365-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1988 · Amount on File |
| Deed Sale | Mar 1, 1988 · Amount on File |
| Deed Book / Page | 1194 / 494 |
| Record Updated | Jun 8, 2026 |
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,000 (-) Land $25,200 Building $225,800 | $251,000 (-) Land $25,200 Building $225,800 | |
| 2025 | $251,000 (+42.9%) Land $25,200 Building $225,800 | $251,000 (+42.9%) Land $25,200 Building $225,800 | |
| 2024 | $175,650 (-) Land $18,000 Building $157,650 | $175,650 (-) Land $18,000 Building $157,650 | |
| 2023 | $1,489.00 | $175,650 Land $18,000 Building $157,650 | $175,650 Land $18,000 Building $157,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Stephen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Stephen St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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