103 Stephen St, Mount Olive, NC 28365 Property Records

Wayne County property record for 103 Stephen St, Mount Olive, NC 28365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,467 sqft · built 1973
Lot Size	0.477 acres (20,786 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (May 2009)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02H13100001003`

Property Details

APN / Parcel Number

Primary APN	`02H13100001003`
Alternative APNs	`2574737374` `391920`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,467 sqft Heated Area
Gross Area	2,075 sqft
1st Floor Area	1,467 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,786 sqft (0.477 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	144 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	391920
Street Address	103 STEPHEN ST
City	MOUNT OLIVE
State	NC
Zip	28365-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	LT 3 BLK A CRICKET RIDGE
Legal Subdivision	CRICKET RIDGE
Legal Block	A
Legal Lot Number	3
Jurisdiction	WAYNE NC
Township / Civil Division	BROGDEN
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

Source: Wayne County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 STEPHEN ST, MOUNT OLIVE, NC 28365-9444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2009 · Amount on Record
Deed Sale	May 29, 2009 · Amount on Record
Prior Sale	Jan 10, 2006 · Amount on Record
Deed Book / Page	2706 / 767
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NC
Property Address	103 STEPHEN ST, MOUNT OLIVE, NC 28365-9444
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003652/178
Date	Aug 12, 2021
Book Page	3652/178

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,310 (-4.11%) Land $25,200 Building $116,110	$141,310 (-4.11%) Land $25,200 Building $116,110
2025	$1,040.00 (+13.04%)	$147,370 (+38.41%) Land $25,200 Building $122,170	$147,370 (+38.41%) Land $25,200 Building $122,170
2024		$106,470 (-) Land $18,000 Building $88,470	$106,470 (-) Land $18,000 Building $88,470
2023	$920.00	$106,470 Land $18,000 Building $88,470	$106,470 Land $18,000 Building $88,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephen St

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